Before You Start House Hunting, Start Here

Take a few minutes to check what you may qualify for using your VA benefits. Once you have a better idea of your buying power, it becomes easier to focus on the right homes, areas, and options.

Shane Lowe
Loan Officer NMLS #1123167

I am a father of three beautiful children, Harper, Channing, Scout and we are expecting another addition to the family in September. My wife Brittney also has the amazing opportunity of being a part of the Veterans United family. We are a family that loves our sports teams, the St. Louis Cardinals and the Minnesota Vikings. We love to be outside, particularly the swimming pool and BBQ’s with friends and family. I grew up in central Missouri, in a small town called New Bloomfield. My family, mom, dad, brother, and sister all served active Army, something I am very proud of. I went a different route out of high school; I was fortunate enough to have been drafted by the Colorado Rockies and played four years of minor league baseball. I then finished my degree at a small school, Central Methodist University. I was hired here at VU and have never looked back.


“Obstacles don’t have to stop you. If you run into a wall, don’t turn around and give up. Figure out how to climb it, go through it, or work around it.” – Michael Jordan
 


Complete your Preapproval online with a few more questions about your current finances. This should take around 15 minutes to complete.

Local Guidance for Fort Bliss & El Paso Buyers

Jesse Lopez Agent | License ID: 741304

Hi, I’m Jesse Lopez, a real estate agent serving Horizon City and the greater El Paso area. I specialize in helping military families, PCS relocations, VA loan buyers, and first-time homebuyers navigate the buying and selling process with confidence. With deep knowledge of neighborhoods, new construction, and local market trends, I provide personalized guidance and strategies to help you achieve your real estate goals efficiently and stress-free.

 

Whether you’re buying your first home, relocating near Fort Bliss, or selling your property, I’m here to make the experience seamless and successful.

Why Check Your Buying Power First?

Before you fall in love with a home, it helps to know what price range, loan options, and payment comfort zone may fit your situation. This step can help you understand what may be possible before touring homes in El Paso, Horizon City, or near Fort Bliss.


✅ Know your estimated homebuying range
✅ Understand your VA loan options
✅ See if $0 down may be possible
✅ Explore builder incentives and closing cost assistance
✅ Shop with more confidence and less stress

    Active Duty military family standing together outside a contemporary home near Fort Bliss during a colorful desert sunset.

Your VA Benefits May Open More Doors Than You Think

VA home loan benefits can be one of the most powerful tools available to eligible military buyers. Many buyers are surprised to learn they may have options that require little to no down payment, depending on eligibility, loan approval, and the home they choose.

Important Compliance-Friendly 

✅ VA loans may offer $0 down payment options
✅ Flexible qualification guidelines may be available
✅ Seller concessions may help with costs
✅ Builder incentives may reduce out-of-pocket expenses
✅ You can compare options before committing to anything

Looking Near Fort Bliss, El Paso, or Horizon City?

Once you know your buying power, the home search becomes much easier. Instead of guessing, you can focus on homes that match your budget, lifestyle, commute, and timeline.

Area Mentions

Popular areas for military buyers may include:

 


✅ East El Paso
✅ Horizon City
✅ Far East El Paso
✅ Northeast El Paso
✅ Socorro
✅ Homes near Fort Bliss
✅ New construction communities

FAQs

To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.

Should I check my buying power before looking at homes?

Yes. It helps you understand what price range may fit your situation before you spend time touring homes.

Can VA buyers purchase with $0 down?

Do builders in El Paso offer incentives?

Can I use this if I am PCS’ing to Fort Bliss?

Is this only for first-time buyers?